Mark Thompson
Honest mortgage and KiwiSaver advice for Wellington families
Harbour Financial
About Me
I've spent over a decade helping New Zealanders make confident decisions about their biggest financial commitments. Starting out as a mortgage adviser in Wellington, I quickly discovered that the best outcomes come from looking at the whole picture — not just the loan. Today I work with first home buyers navigating an increasingly complex market, families restructuring their lending as life changes, and people in their 50s thinking seriously about what retirement actually looks like for them. I believe advice should be straightforward, honest, and built around your situation — not a product or a commission.
How I Work
Fee Structure
Commission based
Initial Consultation
Free initial consultation
Who I Work With
Registration Details
- FSPR Number
- FSP100002
- FAP
- Harbour Financial
- Licence confirmed
- 9 January 2026
Reviews6 confirmed
Bruce B.
Life Insurance
“Test review for Mark”
This is a test review for Mark. he gave me some great advice
Advice received February 2026
Aroha W.
Retirement Planning
“Finally have a retirement plan that feels real”
I'm in my early 50s and retirement had always felt like something I'd sort out properly later. Mark sat down with me, looked at where I actually was — KiwiSaver, savings, property — and mapped out a realistic picture. No jargon, no scaremongering, just an honest view of my options and what I could do now to improve the outcome. I left with a clear action list. Worth every minute.
Advice received January 2026
Richard T.
Mortgages
“Knowledgeable adviser, helpful throughout”
Mark helped us restructure our mortgage when we bought a second property. He managed to get us a better split across the two loans than we'd expected. The process took a couple of extra weeks due to some bank delays on their end, but Mark kept us updated throughout and it all came together. Would use him again.
Advice received August 2025
Sophie A.
KiwiSaver
“KiwiSaver advice that actually made sense”
I'd been in the wrong KiwiSaver fund for years without realising it. Mark explained the difference between fund types clearly, asked the right questions about my timeline and risk tolerance, and helped me switch without any fuss. He also flagged a couple of things about my employer contributions I hadn't thought to question. Solid, practical advice.
Advice received April 2025
Liam F.
Mortgages
“Refinanced and saved significantly on our rate”
We came to Mark after our fixed rate expired and had no idea whether to stay with our bank or move. He ran the numbers properly — not just the headline rates but the break costs and cashback structures — and ended up saving us a meaningful amount over the next two years. Clear communication throughout and no surprises at settlement.
Advice received December 2024
Emma C.
Mortgages
“Got us into our first home — couldn't have done it without Mark”
We were first home buyers with a decent deposit but no real idea how the mortgage process worked. Mark explained everything — the different lenders, how to structure the loan, what to watch out for with conditions. He was available when we needed him and didn't make us feel stupid for asking basic questions. We settled three months after our first appointment. Genuinely grateful.
Advice received August 2024
Contact
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